AMY takes you through a fully-underwritten approval, one step at a time. No 40-document dump — she asks for exactly what she needs, when she needs it. At the end you're approved up to a limit, and you can generate your own pre-approval letters for any home under it.
GuidedOne clear ask at a time
BackedAn approval sellers trust
YoursMake your own letters
Checking your rate won't affect your credit score.
Your home search
What are you shopping for?
This sets your target — you can change it anytime and generate letters for any price under your approval.
About you
Let's start your file.
By continuing you agree to AMY's terms & e-consent, and to a soft credit inquiry.
Work & income
Tell me about your work.
Your profession and income history shape what you qualify for. I'll verify it against documents in a moment.
Housing & funds
Where you live & what you'll put down.
Soft credit check
A soft look at your credit.
This is a soft pull — it won't affect your score. It helps AMY show you real, personalized numbers.
744Very good · 740–799
✓ Identity verified
✓ No derogatory events
✓ 3 tradelines · 11-yr history
Income
Your most recent W-2
Upload your W-2 from last year. A phone photo or PDF is fine — I'll read it for you.
Upload W-2Drag a file here, or tap to add
AMY is verifying…Reading the document
✓
Verified
I only ask for what I actually need. One thing at a time.
✓ Reconciled every value to its source — 100% provenance
✓ Ran the underwriting checklist — 0 blockers
✓ Priced your loan & set your limit
Approved
You're approved to buy a home up to
$625,000
Loan up to$531,250
Rate6.875%30-yr fixed
Est. payment$3,845/mo
Cash to close~$97,600
Backed by AMY. This is a fully-underwritten approval — the kind sellers and agents take seriously. Now make it yours: generate a pre-approval letter for any home at or under your limit.
Pre-approval letter
Make an offer-ready letter.
Set the price for the home you're offering on — anything up to your $625,000 limit. Generate, download, and send it with your offer.
Capped at your approval limit of $625,000.
✓ Sent to your agent on file.
AAMY Home Loans
Equal Housing Lender
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Mortgage Pre-Approval Letter
To Whom It May Concern:
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This pre-approval is valid for 90 days from the date above and is subject to a satisfactory appraisal, clear title, verification of continued eligibility, and final underwriting approval. This is not a commitment to lend.