AMY Home Loans
Get approved to buy

A real approval — then offers that win.

AMY takes you through a fully-underwritten approval, one step at a time. No 40-document dump — she asks for exactly what she needs, when she needs it. At the end you're approved up to a limit, and you can generate your own pre-approval letters for any home under it.

GuidedOne clear ask at a time
BackedAn approval sellers trust
YoursMake your own letters

Checking your rate won't affect your credit score.

Your home search

What are you shopping for?

This sets your target — you can change it anytime and generate letters for any price under your approval.

About you

Let's start your file.

By continuing you agree to AMY's terms & e-consent, and to a soft credit inquiry.

Work & income

Tell me about your work.

Your profession and income history shape what you qualify for. I'll verify it against documents in a moment.

Housing & funds

Where you live & what you'll put down.

Soft credit check

A soft look at your credit.

This is a soft pull — it won't affect your score. It helps AMY show you real, personalized numbers.

Income

Your most recent W-2

Upload your W-2 from last year. A phone photo or PDF is fine — I'll read it for you.

Upload W-2 Drag a file here, or tap to add

I only ask for what I actually need. One thing at a time.

Almost there

Finalizing your approval…

Income verified — $10,437/mo qualifying
Assets verified — $81,040 available
Employment & profession confirmed — 7 yrs, healthcare
Reconciled every value to its source — 100% provenance
Ran the underwriting checklist — 0 blockers
Priced your loan & set your limit
Approved

You're approved to buy a home up to

$625,000
Loan up to$531,250
Rate6.875% 30-yr fixed
Est. payment$3,845/mo
Cash to close~$97,600
Backed by AMY. This is a fully-underwritten approval — the kind sellers and agents take seriously. Now make it yours: generate a pre-approval letter for any home at or under your limit.
Pre-approval letter

Make an offer-ready letter.

Set the price for the home you're offering on — anything up to your $625,000 limit. Generate, download, and send it with your offer.

AAMY Home Loans
Equal Housing Lender

Mortgage Pre-Approval Letter

To Whom It May Concern:

    This pre-approval is valid for 90 days from the date above and is subject to a satisfactory appraisal, clear title, verification of continued eligibility, and final underwriting approval. This is not a commitment to lend.

    AMY
    AMY Home LoansAutomated Mortgage